Terms of Service

1. Acceptance of Terms

By accessing and using CryoPT.AI ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

CryoPT.AI provides AI-powered investment insights, portfolio management tools, and creative AI features through various subscription tiers. Our Service includes:

• AI Advisor Personas: Six distinct advisors (CryoAI, WarrenAI, BurryAI, CryoBit, Cryo x Gemini, Quant) providing investment-related information powered by OpenAI GPT-4o and Google Gemini
• CryoHub: Floating AI assistant with chat, AI-powered image generation (Stable Diffusion XL), and video generation (Wan 2.1 model)
• CPT x TradingView: Professional charting tool with real-time data from 80+ global exchanges
• DYOR (Do Your Own Research): Comprehensive asset research with market data, fundamentals, technical indicators, and AI consensus panel
• SimuAI: AI-powered portfolio strategy simulator for Pro and CryoPT.AI subscribers
• CPT News: Curated financial news feed for crypto and global stock markets
• ProNeurs: CEO mentor for business management, HR, financing, and growth strategies
• RoboTrading: Automated portfolio management with trade suggestions for CryoPT.AI subscribers
• API Access: Developer API for integrating CryoPT.AI features into external applications
• Real-time market data and technical analysis

3. Not Financial Advice

IMPORTANT: The information provided by CryoPT.AI is for educational and informational purposes only. It does NOT constitute financial, investment, legal, or tax advice. You should always:

• Conduct your own research before making any investment decisions
• Consult with a qualified financial advisor
• Understand that past performance does not guarantee future results
• Only invest money you can afford to lose

4. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

5. Subscription Plans

CryoPT.AI offers three subscription tiers with different features:

• Free Tier: Access to CryoAI, Cryo x Gemini advisors, 5 AI images/day, basic market data, CPT News, ProNeurs
• Pro Tier: All Free features plus WarrenAI, BurryAI, CryoBit advisors, unlimited images, 5 AI videos/day, SimuAI, full DYOR access
• CryoPT.AI Tier: All Pro features plus Quant advisor, unlimited images and videos, RoboTrading, priority support

By subscribing to a paid plan:

• You authorize us to charge your payment method on a recurring basis
• Subscriptions auto-renew unless cancelled before the renewal date
• Refunds are handled on a case-by-case basis
• Plan features and usage limits may change with reasonable notice

5a. API Access

CryoPT.AI offers API access for developers through separate API subscription plans:

• Personal API: 1,000 requests per month
• Commercial API: 10,000 requests per month

API usage is subject to rate limits. Your API key is confidential and must not be shared or exposed in client-side code.

5b. AI-Generated Content

CryoHub allows you to generate images and videos using AI. By using these features:

• You retain ownership of content you create using our AI generation tools
• You are responsible for ensuring generated content complies with applicable laws
• You may not use AI generation to create harmful, illegal, or misleading content
• Generated content may not be used to impersonate others or create deepfakes
• We reserve the right to limit or suspend access if these terms are violated
• Daily usage limits apply based on your subscription tier

6. Prohibited Activities

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Share your account credentials or API keys with others
• Use automated systems to access the Service without permission
• Reproduce, duplicate, or resell any part of the Service
• Generate harmful, illegal, or explicit content using CryoHub
• Use AI advisors to make actual trading decisions without your own due diligence
• Circumvent usage limits or rate limiting mechanisms

7. Intellectual Property

All content, features, and functionality of CryoPT.AI are owned by us and are protected by international copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

CryoPT.AI and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or investment losses
• Loss of data or business interruption
• Any damages arising from your use of the Service

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.

11. Contact Information

For questions about these Terms of Service, please contact us at cryoprincetechnologies@gmail.com.

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